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Want to know how to Lower your Car Insurance Costs?  Then check out the 12 1/2 Simple Steps to Slashing your Car Insurance Costs by almost 54%....forever - no matter where you live, your age or your driving record


Interested in Knowing How to Get The Lowest New Car Prices the 1st time, every time?  Then make sure you see the simple trick the Largest Companies in the U.S. use


See The Best & Worst Lists for 2005 - 2006 Cars, Trucks, Vans & SUV's listed on the middle of this page


Are you in debt?  Are the Credit Card Bills out-of-control?  Are the Bill Collectors calling every day - at all hours?

Then let me tell you a little story of how one man dealt with it....and how you can do the same thing.

Several years ago, I invested heavily in business venture with a couple of other business associates.  It had great potential, a huge market and very little competition.

Nothing could stop us!  Wrong!  The stock markets went in the toilet, the economy went into a nose-dive....and the money dried-up.

In a matter of days, I found myself wallowing in a $100,000 debt pool and owing the IRS more than $20,000.

I'd borrowed money and charged a ton-of-money to my credit cards to start the new business and now the bills had to be paid.  I had no way to pay the bills with the terms that were in place.

I can't tell you how much sleep I lost trying to think of a clever way to deal with this problem and not have my Credit Report negatively impacted.

So, what did I do?

I picked-up the phone....and dealt with it!

That's it.  That's all I did.  I called each Creditor (including the IRS), explained what happened, told them that yes, I was planning to pay everything in full....

And all I needed was a little help from them.

There's no magic in this.  No silver-bullet.  I simply told them what they wanted to hear....

I was planning on paying everything in full.

And you can do the same.  Avoiding the issue is not going to make it go away.  Not answering the phone when it rings will make your troubles go away.  Pick it up....and deal with it.

The first step I took was obvious - And it's what you should so - stop spending.

If you're trouble is with credit cards, cut them up and call the credit card company.

If you have outstanding loans, call the Bank or Lender and ask for help.

If you've fallen behind on your car payment, pick-up the phone and call.

It's as simple as that.  You'll eventually get out of the hole you're in and your Credit Score will stay afloat.

Even with a $100,000 debt and the IRS breathing down my neck, my credit remained intact.  It was Tier 1 (the best) before my problems and it was Tier 1 when all was said and done.

All it takes is a phone call.....do it today.



If You've Avoided Your Credit Problems - Do This


If you've stuck your head in the sand to avoid your debts, handling it yourself is going to be an uphill battle.

You're credit has already been damaged and the calls keep coming.

It's time to get professional help.  You have two choices....

1. Debt Management Assistance
2. An Attorney.

Perhaps the largest and most effective Debt Management program is offered by Lower My Bill - Credit Repair Services! - it's owned by Experian, one of the largest Credit Reporting Agencies in the U.S.  Just enter your debts and they'll get you on your way to repairing your credit.

If you're really in trouble, an Attorney might be your only option.  But I don't want you running out to the first Attorney you see in the Yellow Pages.

Here's a couple of things to keep in mind about credit repair and debt help - compliments of the FTC (Federal Trade Commission)

  1. Be wary of any credit repair service that want all their fee's in advance of providing any help.
  2. Be wary of any credit repair service that doesn't inform you of all your rights.
  3. Be wary of a credit repair service that suggests you try to create a "new" credit report.

One credit report repair firm I'd recommend is Lexington Law, one the largest Credit Repair firms in the U.S.

Lexington is a law firm specializing in repairing credit reports and can help regardless of where you live.  They have helped more than 200,000 folks, just like you, repair their credit reports by removing inaccurate, misleading, or unverifiable information.  Whether it's a bankruptcy, charge-off or tax lien, they challenged virtually every credit repair problem you can think of.

Regardless of who you choose to get professional credit repair help, make sure you check with the BBB - the Better Business Bureau.  If they have an acceptable rating, the service they provide is working.

On the other hand, if they have lousy rating, run - don't walk - to your next choice.













I do have an obligation to point out that not all Car Makers, Dealers, Salespeople, Insurance Companies and Banks are greedy or crooked.  This site is dedicated to honest Companies and their Professional Employees who've grown weary of the ignorant and classless giving the automotive related industry a black eye......a black eye that I feel is very close to being permanent.

By using these new and used car guides, I hope to be able to help you find the Best Businesses, and the Professionals that represent them, with very little effort on your part and help you....

Save More Money and More Time Than You Ever Have Before.

It is also my hope that these Companies and the Professionals that represent them will have more business than they can handle - a reward they justly deserve.

Thank you for visiting My New Car Purchase - and please take 5 seconds to or perhaps let a friend or relative know about us - Click here to send this page to a friend.

I guarantee that you will have an exceptional experience the next time you buy a car, van, truck or SUV - again, thank you for visiting this Web Site!

Tom O'Leary  - "A Concerned Dad....and Automotive Analyst"

New Car Purchase - Exceptional New Car Purchase Advice and Automobile Purchase Strategies for your next new car or used automobile purchase.

Feel free to e-mail me at: Tom at my new car purchase (no spaces) dot com - or take a few seconds to send a question or comment by Clicking here

P.S. Make sure you check out the My New Car Purchase Blog.

To see specific information on how to have the best new car purchase you've ever had, click on the My New Car Purchase links listed below.








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Best & Worst Picks
 For 2006 - 2007
Cars, Trucks, Vans & SUVs

Best Picks for  2006 - 2007*




    NSX
    MDX
    RSX
    RL
    TL
    TSX
    A4
    A6
    TT
    5 Series
    6 Series
    325 Series
    330 Series
    X3
    7 Series
    X5 Series
    Z4
    Rainier
    XLR
    CTS
    SRX
    STS
    Corvette
    Monte Carlo
    SSR
    K1500 Silverado Pickup
    Avalanche
    K2500 Silverado HD Pickup
    K3500 Silverado Pickup
    Trailblazer
    Colorado Pickup
    Equinox
    Express Cargo Van
    Suburban
    Tahoe
    Pacifica
    Town & Country
    Crossfire
    PT Cruiser
    300 Series
    Viper
    Dakota Pickup
    Durango
    RAM 1500 Series Pickup
    RAM 2500 Series Pickup
    RAM 3500 Series Pickup
    Freestyle
    Five Hundred
    Mustang
    Thunderbird
    F150 Series Pickup
    F250 Super Duty Pickup
    F350 Super Duty Pickup
    Econoline Van
    Econoline Wagon
    Escape
    Excursion
    Expedition
    Explorer
    Ranger Pickup
    K1500 Sierra Pickup
    K2500 Sierra HD Pickup
    K3500 Sierra Pickup
    Savana Cargo Van
    Yukon
    Canyon Pickup
    Envoy
    Yukon XL
    Pilot
    CR-V
    Accord
    Civic
    Element
    Odyssey
    S2000
    Ridgeline
    H2
    Santa Fe
    Tucson
    FX
    G35
    Q45
    QX56
    S-Type
    X-Type
    Grand Cherokee
    Liberty
    Wrangler
    Sedona
    Sorento

    LR3
    Range Rover
    ES330
    GX470
    RX330
    SC430
    GS300
    GS430
    IS300
    LS430
    LX470
    Aviator
    LS
    Navigator
    Town Car
    MPV
    Tribute
    Mazda 3
    Mazda 6
    Mazda Truck
    Miata
    RX-8
    CLK Class
    E-Class
    SLK-Class
    C-Class
    CL-Class
    M-Class
    S-Class
    SL-Class
    Mariner
    Montego
    Monterey
    Cooper
    Altima
    Murano
    Maxima
    Pathfinder
    Titan
    Armada
    Quest
    Sentra
    350Z
    Grand Prix
    GTO
    Vibe
    911 Carrera
    GT2
    911 Carrera 4
    911 Turbo
    Cayenne
    9-2x Series
    9-3 Convertible
    9-3 Series
    9-5 Series
    Vue
    xA
    xB
    tC
    Impreza
    Outback
    Outback Sport
    Baja
    Forester
    Legacy
    4Runner
    Highlander
    Sequoia
    Tundra
    Camry
    Solara
    LandCruiser
    Camry
    Celica
    Corolla
    Matrix
    MR2
    Sienna
    Tacoma Pickup
    New Beetle
    Golf
    GTI
    Jetta
    Passat
    Touareg
    V50
    XC90
    S60 Series
    V70 Series
    S40
    S80 Series


Worst Picks for 2006 - 2007*




    Audi A8
    Buick Century
    Buick LeCrosse
    Buick LeSabre
    BuickPark Avenue
    BuickRendezvous
    BuickTerraza
    Cadillac Deville
    Chevrolet Cobalt
    Chevrolet Aveo
    Chevrolet Cavalier
    Chevrolet Astro Passenger Wagon
    Chevrolet Impala
    Chevrolet Malibu
    Chevrolet Uplander
    Chevrolet Venture
    Chevrolet Astro Cargo Van
    Chevrolet Blazer
    Chevrolet Express Passenger Wagon
    Chevrolet Uplander Cargo Van
    Chevrolet Venture Cargo Van
    Chrysler Sebring
    Chrysler Sebring Convertible
    Dodge Caravan
    Dodge Magnum
    Dodge Stratus
    Dodge Neon
    Dodge Caravan Cargo Van
    Ford Crown Victoria
    Ford Focus
    Ford Freestar
    Ford Taurus
    Ford Freestar Cargo Van
    GMC Safari Cargo Van
    GMC Savana Passenger Wagon
    GMC Safari Passenger Wagon
    Hyundai Accent
    Hyundai Elantra

    Hyundai Sonata
    Hyundai Tiburon
    Hyundai XG350
    Isuzu Ascender
    Jaguar XJ-Series
    Jaguar XK-Series
    Kia Amanti
    Kia Optima
    Kia Rio
    Kia Spectra
    Land Rover Freelander
    Mercedes-Benz G-Class
    Mercury Grand Marquis
    Mercury Mountaineer
    Mercury Sable
    Mitsubishi Eclipse
    Mitsubishi Endeavor
    Mitsubishi Galant
    Mitsubishi Lancer
    Mitsubishi Montero
    Mitsubishi Outlander
    Pontiac Aztek
    Pontiac Bonneville
    Pontiac Grand Am
    Pontiac G6
    Pontiac Montana
    Pontiac Montana SV6
    Saturn Ion
    Saturn L300
    Saturn Relay
    Suzuki Grand Vitara
    Suzuki XL7
    Suzuki Aerio
    Suzuki Forenza
    Suzuki Reno
    Suzuki Verona
    Toyota Echo
    Volkswagen Phaeton


*Comparison Based on Price, Insurance Costs, Finance Costs, Repair Costs, Safety & Resale Values
Best & Worst Picks
 For 2006 - 2007
Cars, Trucks, Vans & SUVs

Best Picks for  2006 - 2007*




    NSX
    MDX
    RSX
    RL
    TL
    TSX
    A4
    A6
    TT
    5 Series
    6 Series
    325 Series
    330 Series
    X3
    7 Series
    X5 Series
    Z4
    Rainier
    XLR
    CTS
    SRX
    STS
    Corvette
    Monte Carlo
    SSR
    K1500 Silverado Pickup
    Avalanche
    K2500 Silverado HD Pickup
    K3500 Silverado Pickup
    Trailblazer
    Colorado Pickup
    Equinox
    Express Cargo Van
    Suburban
    Tahoe
    Pacifica
    Town & Country
    Crossfire
    PT Cruiser
    300 Series
    Viper
    Dakota Pickup
    Durango
    RAM 1500 Series Pickup
    RAM 2500 Series Pickup
    RAM 3500 Series Pickup
    Freestyle
    Five Hundred
    Mustang
    Thunderbird
    F150 Series Pickup
    F250 Super Duty Pickup
    F350 Super Duty Pickup
    Econoline Van
    Econoline Wagon
    Escape
    Excursion
    Expedition
    Explorer
    Ranger Pickup
    K1500 Sierra Pickup
    K2500 Sierra HD Pickup
    K3500 Sierra Pickup
    Savana Cargo Van
    Yukon
    Canyon Pickup
    Envoy
    Yukon XL
    Pilot
    CR-V
    Accord
    Civic
    Element
    Odyssey
    S2000
    Ridgeline
    H2
    Santa Fe
    Tucson
    FX
    G35
    Q45
    QX56
    S-Type
    X-Type
    Grand Cherokee
    Liberty
    Wrangler
    Sedona
    Sorento

    LR3
    Range Rover
    ES330
    GX470
    RX330
    SC430
    GS300
    GS430
    IS300
    LS430
    LX470
    Aviator
    LS
    Navigator
    Town Car
    MPV
    Tribute
    Mazda 3
    Mazda 6
    Mazda Truck
    Miata
    RX-8
    CLK Class
    E-Class
    SLK-Class
    C-Class
    CL-Class
    M-Class
    S-Class
    SL-Class
    Mariner
    Montego
    Monterey
    Cooper
    Altima
    Murano
    Maxima
    Pathfinder
    Titan
    Armada
    Quest
    Sentra
    350Z
    Grand Prix
    GTO
    Vibe
    911 Carrera
    GT2
    911 Carrera 4
    911 Turbo
    Cayenne
    9-2x Series
    9-3 Convertible
    9-3 Series
    9-5 Series
    Vue
    xA
    xB
    tC
    Impreza
    Outback
    Outback Sport
    Baja
    Forester
    Legacy
    4Runner
    Highlander
    Sequoia
    Tundra
    Camry
    Solara
    LandCruiser
    Camry
    Celica
    Corolla
    Matrix
    MR2
    Sienna
    Tacoma Pickup
    New Beetle
    Golf
    GTI
    Jetta
    Passat
    Touareg
    V50
    XC90
    S60 Series
    V70 Series
    S40
    S80 Series


Worst Picks for 2006 - 2007*




    Audi A8
    Buick Century
    Buick LeCrosse
    Buick LeSabre
    BuickPark Avenue
    BuickRendezvous
    BuickTerraza
    Cadillac Deville
    Chevrolet Cobalt
    Chevrolet Aveo
    Chevrolet Cavalier
    Chevrolet Astro Passenger Wagon
    Chevrolet Impala
    Chevrolet Malibu
    Chevrolet Uplander
    Chevrolet Venture
    Chevrolet Astro Cargo Van
    Chevrolet Blazer
    Chevrolet Express Passenger Wagon
    Chevrolet Uplander Cargo Van
    Chevrolet Venture Cargo Van
    Chrysler Sebring
    Chrysler Sebring Convertible
    Dodge Caravan
    Dodge Magnum
    Dodge Stratus
    Dodge Neon
    Dodge Caravan Cargo Van
    Ford Crown Victoria
    Ford Focus
    Ford Freestar
    Ford Taurus
    Ford Freestar Cargo Van
    GMC Safari Cargo Van
    GMC Savana Passenger Wagon
    GMC Safari Passenger Wagon
    Hyundai Accent
    Hyundai Elantra

    Hyundai Sonata
    Hyundai Tiburon
    Hyundai XG350
    Isuzu Ascender
    Jaguar XJ-Series
    Jaguar XK-Series
    Kia Amanti
    Kia Optima
    Kia Rio
    Kia Spectra
    Land Rover Freelander
    Mercedes-Benz G-Class
    Mercury Grand Marquis
    Mercury Mountaineer
    Mercury Sable
    Mitsubishi Eclipse
    Mitsubishi Endeavor
    Mitsubishi Galant
    Mitsubishi Lancer
    Mitsubishi Montero
    Mitsubishi Outlander
    Pontiac Aztek
    Pontiac Bonneville
    Pontiac Grand Am
    Pontiac G6
    Pontiac Montana
    Pontiac Montana SV6
    Saturn Ion
    Saturn L300
    Saturn Relay
    Suzuki Grand Vitara
    Suzuki XL7
    Suzuki Aerio
    Suzuki Forenza
    Suzuki Reno
    Suzuki Verona
    Toyota Echo
    Volkswagen Phaeton


*Comparison Based on Price, Insurance Costs, Finance Costs, Repair Costs, Safety & Resale Values




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